Effective from February 2, 2024
Welcome to South Carolina Payday Loans, a leading provider of payday loans in South Carolina. By accessing and using our website and services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully.
1. Acceptance of Terms
Your access to and use of our services are conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use our services.
2. Use of Service
South Carolina Payday Loans provides short-term loan services to eligible individuals. You must be at least 18 years old and a resident of South Carolina to use our services. By agreeing to these Terms, you represent that you meet these eligibility requirements.
3. Account Registration
You may be required to register an account to access certain features of our services. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
4. Privacy Policy
Your privacy is important to us. Our Privacy Policy, which details how we collect, use, and protect your personal information, is incorporated into these Terms by reference. By using our services, you agree to the collection and use of information in accordance with our Privacy Policy.
5. Intellectual Property
The service and its original content, features, and functionality are and will remain the exclusive property of South Carolina Payday Loans and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of South Carolina Payday Loans.
6. Prohibited Uses
You agree not to use the service:
- In any way that violates federal, state, local, or international law or regulation.
- For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
- To transmit any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
7. Loan Agreement
Any loan obtained through our service will be governed by a separate loan agreement. You agree to read and understand the terms and conditions of your loan agreement before accepting any loan.
8. Termination
We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.
9. Limitation of Liability
In no event shall South Carolina Payday Loans, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.
10. Governing Law
These Terms shall be governed and construed in accordance with the laws of South Carolina, without regard to its conflict of law provisions.
11. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days’ notice before any new terms take effect. By continuing to access or use our service after any revisions become effective, you agree to be bound by the revised terms.
12. Contact Us
If you have any questions about these Terms, please contact us at: [email protected]
Your access to and use of South Carolina Payday Loans‘s services are expressly conditioned on your acceptance of and compliance with these Terms. Thank you for choosing South Carolina Payday Loans.